LDG Title Loans in Vancouver – Our Service
How It Works
To Qualify For a Title Loan You Must…
- Be nineteen years of age or older
- Have a vehicle (Car, SUV, Truck, Motorcycle, or Collectible) that is no more than eight years old*
*Some exceptions apply – Call us to find out if your car qualifies
- Have clear title to your vehicle
- Your vehicle must have both collision and comprehensive insurance
- The vehicle must be registered in BC and insured in your name
- Vehicle should have a Canadian Black Book Value of at least $5000
You can call, email or contact us online and LDG Title Loans in Vancouver will arrange for an appointment with one of our experienced title loan representatives where:
- We will perform a quick Vehicle Inspection/Evaluation
- Perform a Car Proof Report including a Lien Search (to ensure the vehicle is free and clear of liens, check for unfixed safety recalls, and an overall vehicle history)
- Exchange all the required documentation
- A signed copy of the Credit Application & Vehicle Description
- A copy of your Vehicle’s Registration
- A copy of your BC Driver’s Licence
- 2 additional pieces of Government issued ID
- Proof of Residency – 2 pieces of computer generated mail that has been sent to your current address
- A complete second set of keys to your car
- Finalize your title loan
After your title loan is finalized we can make arrangements to advance your funds. The funds can be made available by cheque or via Email transfer within a few hours (or often much less).
What makes LDG Title Loans in Vancouver different?
At LDG Title Loans in Vancouver, we offer terms from 3 months to 24 months. We can go even longer if a client needs that option. We can also structure personalized payment plans for clients that need even more flexibility such as commissioned sales people or clients expecting a lump sum benefit. As well, clients have the opportunity to increase a payment or payments for as much as they want, regardless of the plan chosen. Clients can also pay-off their title loans early with NO pre-payment penalties and will not be charged the full term interest amount!
And best of all…You Keep Your Vehicle!